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SBI Student Loan Scheme

Student
APR

6.9–9.9%

Amount

₹100k–₹5M

Term

12–180mo

  • Indian national
  • Admission to recognised institution in India or abroad
  • Parent/guardian as co-borrower

SBI New Car Loan

Auto
APR

8.9–9.85%

Amount

₹100k

Term

12–84mo

  • Aged 21 to 70
  • Net annual income at least ₹3 lakh
  • Regular income and credit assessment

Axis Bank Education Loan

Student
APR

6.9–13.5%

Amount

₹50k–₹7.5M

Term

12–180mo

  • Indian national
  • Admission to recognised institution in India or abroad
  • Parent/guardian as co-applicant

PNB Saraswati Education Loan

Student
APR

6.85–11.6%

Amount

₹100k–₹5M

Term

12–180mo

  • Resident Indian
  • Admission through entrance test or merit-based selection
  • Parent/guardian as joint borrower

HDFC Bank New Car Loan

Auto
APR

8.15%

Amount

₹100k–₹2.5M

Term

12–84mo

  • Salaried or self-employed applicant
  • Minimum age 21
  • Minimum income ₹3 lakh per annum

HDFC Bank Education Loan

Student
APR

10.5–13.5%

Amount

₹100k–₹5M

Term

12–180mo

  • Indian national aged 16-35
  • Admission to recognised institution
  • Co-applicant (parent/guardian) required

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