Compare personal loans

Compare real rates from trusted lenders. No hidden fees, no credit impact.

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BDO Personal Loan

Personal
APR

25.98–26.76%

Amount

₱10k–₱2M

Term

6–36mo

  • Minimum gross monthly income ₱15,000
  • At least 2 years with current employer
  • Valid government-issued ID

BPI Personal Loan

Personal
APR

28.67–31.72%

Amount

₱20k–₱3M

Term

12–36mo

  • Minimum gross monthly income ₱15,000
  • At least 1 year with current employer
  • Valid government-issued ID

PSBank Flexi Personal Loan

Personal
APR

41.29–42.88%

Amount

₱20k–₱250k

Term

24–36mo

  • Age 22 to 54 at time of application
  • Employed: at least 2 years permanent status with 1 year at current employer
  • Self-employed: business operating profitably for the last 3 years

SB Finance Personal Loan

Personal
APR

39.43%

Amount

₱30k–₱3M

Term

12–36mo

  • Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
  • Filipino citizen 21-60 years old
  • Employed or self-employed

UnionBank Personal Loan

Personal
APR

31.22–31.98%

Amount

₱20k–₱2M

Term

12–60mo

  • Minimum gross monthly income ₱15,000
  • Employed or self-employed
  • Filipino citizen 21-65 years old

CIMB Personal Loan

Personal
APR

18.0%

Amount

₱30k–₱1M

Term

12–60mo

  • Filipino citizen and non-US person
  • 21 years old up to 65 at loan maturity
  • Minimum gross monthly income ₱15,000

Metrobank Personal Loan

Personal
APR

30.52–33.32%

Amount

₱20k–₱2M

Term

12–36mo

  • Minimum gross monthly income ₱15,000
  • At least 2 years with current employer
  • Valid government-issued ID

EastWest Personal Loan

Personal
APR

39.82–47.03%

Amount

₱25k–₱3M

Term

12–60mo

  • Filipino citizen or permanent-resident foreigner
  • At least 21 years old at application and not older than 65 at loan maturity
  • Minimum gross monthly income ₱25,000

Latest from the blog

Metrobank Personal Loan: Worth the Fees?

Metrobank offers personal loans up to ₱2 million with monthly add-on rates from 1.25%. But beware the ₱1,500 disbursement fee and 36.74% ACR for shorter terms.

SB Finance vs CTBC Bank: Which Personal Loan Fits Your Needs?

Deciding between SB Finance and CTBC Bank for your personal loan? We break down the key differences in rates, fees, and eligibility to help you make the best choice.