Compare personal loans

Compare real rates from trusted lenders. No hidden fees, no credit impact.

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Allied Personal Finance

Personal

APR

28.8–29.8%

Amount

Rs30k–Rs3M

Term

12–48mo

Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
Min 6 months banking relationship

HBL Personal Loan

Personal

APR

21.36–35.99%

Amount

Rs25k–Rs3M

Term

12–48mo

Pakistani national
Salaried or self-employed
No collateral or guarantor required

Faysal Islami Personal Finance

Personal

APR

30.0%

Amount

Rs50k–Rs4M

Term

12–48mo

Pakistani national
Age 18-70 at maturity
Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)

Bank Alfalah Personal Loan

Personal

APR

29.8–35.0%

Amount

Rs50k–Rs3M

Term

12–48mo

Pakistani national
Age 21-60 (salaried)
Salaried, self-employed, landlords, housewives, or retired

MCB Personal Loan

Personal

APR

25.36–27.36%

Amount

Rs50k–Rs2M

Term

12–48mo

Salaried (private sector, government, armed forces)
Existing credit history with any bank
MCB salary account (1+ year) or existing MCB Car4U customer

UBL CashPlus Personal Loan

Personal

APR

23.0–28.0%

Amount

Rs50k–Rs3M

Term

12–48mo

Pakistani national
Salaried or self-employed
CNIC required

Standard Chartered Personal Loan

Personal

APR

22.0–28.0%

Amount

Rs30k–Rs4M

Term

12–60mo

Pakistani national aged 21+ (salaried) or 25+ (self-employed)
Valid CNIC
Active email and Pakistan mobile number

JS Bank CashAsaan Personal Loan

Personal

APR

26.0–30.0%

Amount

Rs60k–Rs4M

Term

12–48mo

Pakistani national
Age 21-60 (salaried)
Minimum salary PKR 70,000/month

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Debunking Personal Loan Myths: What Really Matters

Discover the truth behind common personal loan myths and learn what truly impacts your borrowing experience. From interest rates to eligibility, we break down the misconceptions.