APR
15.0–27.29%
Amount
R2k–R200k
Term
6–60mo
- South African ID
- Age 18+
- Employed with R3,500+ salary
Compare personal loans
Compare real rates from trusted lenders. No hidden fees, no credit impact.
Recently added
APR
36.0–60.0%
Amount
R500–R8k
Term
1–6mo
- Cellphone number, SA ID number, bank account details, most recent proof of income
DirectAxis Personal Loan
Personal
APR
15.0–27.75%
Amount
R2k–R250k
Term
6–72mo
- South African ID
- Age 18+
- Regular income
APR
36.0–38%
Amount
R1k–R7.2k
Term
2–2mo
- SA resident, 18+, employed, valid bank account, pass credit checks
Finbond Mutual Bank Personal Loan
Personal
APR
21.0–27.75%
Amount
R500–R25k
Term
1–24mo
- South African ID
- Age 18+
- Regular income
APR
36.0–60.0%
Amount
R500–R8k
Term
≤3mo
- Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Standard Bank Personal Loan
Personal
APR
12.25–29.25%
Amount
R2k–R300k
Term
6–72mo
- South African ID
- Age 18+
- Standard Bank account
APR
36–60%
Amount
R4k–R8k
Term
1–6mo
- Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
FinChoice Personal Loan
Personal
APR
27.0–27.75%
Amount
R500–R50k
Term
1–36mo
- South African ID
- Age 18+
- Regular salary
APR
36.0–60.0%
Amount
R500–R8k
Term
≤3mo
- Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
APR
18.0–27.75%
Amount
R2k–R250k
Term
6–60mo
- South African ID
- Age 18+
- Regular income
Old Mutual Personal Loan
Personal
APR
15.0–28.0%
Amount
R5k–R200k
Term
12–60mo
- South African ID
- Age 18+
- Employed with R3,000+ salary
Absa Personal Loan
Personal
APR
12.0–27.75%
Amount
R2k–R300k
Term
6–72mo
- South African ID
- Age 18+
- Regular income
Fasta Personal Loan
Personal
APR
24.0–27.75%
Amount
R500–R8k
Term
1–6mo
- South African ID
- Age 18+
- Bank account
Capitec Personal Loan
Personal
APR
12.25–27.75%
Amount
R1k–R250k
Term
6–84mo
- South African ID
- Age 18+
- Regular income
Capfin Personal Loan
Personal
APR
21.0–27.75%
Amount
R1k–R50k
Term
1–24mo
- South African ID
- Age 18+
- Regular salary of R2,000+
Letsatsi Finance Personal Loan
Personal
APR
24.0–27.75%
Amount
R500–R8k
Term
1–6mo
- South African ID
- Age 18+
- Employed with R2,500+ salary
RCS Personal Loan
Personal
APR
15.0–27.75%
Amount
R1k–R100k
Term
6–60mo
- South African ID
- Age 18+
- Regular income
TymeBank Personal Loan
Personal
APR
15.0–27.75%
Amount
R500–R100k
Term
3–36mo
- South African ID
- Age 18+
- TymeBank account
APR
12.0–27.75%
Amount
R1k–R300k
Term
6–72mo
- South African ID
- Age 18+
- FNB account