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May 25, 2026: Debunking Personal Loan Myths: Reality Check

Uncover the truth behind common personal loan myths. Learn what really matters and make informed decisions.

Trending items

Revolut Personal Loan
Personal

APR
6.5–12.99%

Amount
€2k–€30k

Term
12–60mo
- Republic of Ireland resident
- Age 18+
- Revolut account required
Apply in-app, quick decision
Check rates →
PTSB Personal Loan
Personal

APR
6.2–8.8%

Amount
€1.5k–€75k

Term
12–60mo
- Age 18+
- Republic of Ireland resident
- PTSB current account required for drawdown
Approval in minutes online or in-app
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Avant Money Personal Loan
Personal

APR
6.7–19.9%

Amount
€5k–€75k

Term
12–120mo
- Age 18+
- Resident in Republic of Ireland
- Subject to lending criteria
Apply online, approval subject to review
Check rates →
Credit Union Personal Loans in Ireland
Personal

APR
8.0–12.68%

Amount
€1k–€75k

Term
12–120mo
- Credit union membership required
- Republic of Ireland resident
- Loan interest rebate available at year-end
Varies by credit union, many offer quick approval
Check rates →
An Post Personal Loan
Personal

APR
6.9–19.9%

Amount
€5k–€75k

Term
12–84mo
- Republic of Ireland resident
- Subject to lending criteria and credit history
Apply online
Check rates →
Bank of Ireland Personal Loan
Personal

APR
7.1–8.9%

Amount
€2k–€75k

Term
12–60mo
- Age 18+
- Resident in the Republic of Ireland
- Existing Bank of Ireland current account required for online application
Online applications in about 15 minutes for existing customers
Check rates →