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May 22, 2026: Personal Loans for Bad Credit: Navigating Your Options

Struggling with bad credit? Discover personal loans that offer flexibility and lower rates tailored for those working to rebuild their financial profile.

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Axis Bank Car Loan
Auto

APR
8.75–12.5%

Amount
₹100k

Term
12–84mo
- Indian resident
- Salaried or self-employed
- Age 21-70
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ICICI Bank Car Loan
Auto

APR
8.4–11.5%

Amount
₹100k

Term
12–84mo
- Indian resident
- Salaried or self-employed
- Age 21-65
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SBI New Car Loan
Auto

APR
8.9–9.85%

Amount
₹100k

Term
12–84mo
- Aged 21 to 70
- Net annual income at least ₹3 lakh
- Regular income and credit assessment
Quick disbursement after approval
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HDFC Bank New Car Loan
Auto

APR
8.15%

Amount
₹100k–₹2.5M

Term
12–84mo
- Salaried or self-employed applicant
- Minimum age 21
- Minimum income ₹3 lakh per annum
Loan disbursal in as little as 30 minutes
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Poonawalla Fincorp Personal Loan
Personal

APR
9.0–22.0%

Amount
₹50k–₹2.5M

Term
12–60mo
- Indian citizen
- Age 21-58
- Salaried with ₹18,000+/month
10 minutes
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HDFC Bank Personal Loan
Personal

APR
9.99–21.0%

Amount
₹50k–₹5M

Term
12–60mo
- Indian citizen
- Age 21-60
- Salaried or self-employed
Same day
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