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Insights, guides, and updates

Oct 23, 2026

Metrobank Personal Loan: Worth the Fees?

Metrobank offers personal loans up to ₱2 million with monthly add-on rates from 1.25%. But beware the ₱1,500 disbursement fee and 36.74% ACR for shorter terms.

May 23, 2026

SB Finance vs CTBC Bank: Which Personal Loan Fits Your Needs?

Deciding between SB Finance and CTBC Bank for your personal loan? We break down the key differences in rates, fees, and eligibility to help you make the best choice.

Trending items

  1. BDO Personal Loan

    Personal
    APR

    25.98–26.76%

    Amount

    ₱10k–₱2M

    Term

    6–36mo

    • Minimum gross monthly income ₱15,000
    • At least 2 years with current employer
    • Valid government-issued ID
    5-7 banking days
    Read review →
  2. SB Finance Personal Loan

    Personal
    APR

    39.43%

    Amount

    ₱30k–₱3M

    Term

    12–36mo

    • Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
    • Filipino citizen 21-60 years old
    • Employed or self-employed
    1-3 business days
    Read review →
  3. Metrobank Personal Loan

    Personal
    APR

    30.52–33.32%

    Amount

    ₱20k–₱2M

    Term

    12–36mo

    • Minimum gross monthly income ₱15,000
    • At least 2 years with current employer
    • Valid government-issued ID
    7 banking days
    Read review →
  4. BPI Personal Loan

    Personal
    APR

    28.67–31.72%

    Amount

    ₱20k–₱3M

    Term

    12–36mo

    • Minimum gross monthly income ₱15,000
    • At least 1 year with current employer
    • Valid government-issued ID
    2-3 banking days
    Read review →
  5. CIMB Personal Loan

    Personal
    APR

    18.0%

    Amount

    ₱30k–₱1M

    Term

    12–60mo

    • Filipino citizen and non-US person
    • 21 years old up to 65 at loan maturity
    • Minimum gross monthly income ₱15,000
    Varies (app-based credit assessment)
    Read review →
  6. PSBank Flexi Personal Loan

    Personal
    APR

    41.29–42.88%

    Amount

    ₱20k–₱250k

    Term

    24–36mo

    • Age 22 to 54 at time of application
    • Employed: at least 2 years permanent status with 1 year at current employer
    • Self-employed: business operating profitably for the last 3 years
    5-9 working days
    Read review →
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This website is not a lender, bank, or financial institution. We do not make loan or credit decisions, process applications, or guarantee approval. All loan products displayed are offered by independent third-party lenders. Interest rates, terms, fees, and eligibility requirements are determined solely by each lender. APR ranges shown are estimates and may vary based on your credit profile, loan amount, and other factors. We strongly recommend reading all terms, conditions, and disclosures provided by the lender before accepting any offer. Borrowing money carries risk — only borrow what you can afford to repay.

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